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Understanding Personal Injury Claims
Accidents happen every day, but when they result in serious injuries caused by someone else’s negligence, you have the right to seek compensation. Whether you were hurt in a vehicle accident, slip and fall, workplace injury, or another incident, navigating the legal process can be overwhelming.
At Hoss Law, we help injury victims understand their legal rights and fight for maximum compensation. Below are answers to some of the most common personal injury questions.
Is Someone Else Responsible for My Injuries?
Not all injuries result in legal claims—some are true accidents. However, when another party’s careless or reckless actions cause harm, they can be held legally liable for your damages.
Common Accidents That May Lead to a Personal Injury Claim:
- Vehicle Accidents – Car, truck, motorcycle, bicycle, and pedestrian accidents
- Slip and Falls – Injuries caused by hazardous property conditions
- Workplace Accidents – Injuries due to unsafe conditions or defective equipment
- Dog Bites – Attacks caused by negligent pet owners
- Traumatic Brain Injuries (TBI) – Severe head injuries resulting from falls, crashes, or other impacts
- Wrongful Death – Fatal accidents caused by negligence
If you believe someone else is at fault for your injury, speaking with an experienced personal injury attorney can help determine your legal options.
What Is My Personal Injury Case Worth?
Every case is unique, and the value of your claim depends on factors such as the severity of your injuries, medical expenses, lost income, and pain and suffering.
Common Types of Compensation in Personal Injury Claims:
- Medical Bills – Coverage for past and future medical treatments, hospital stays, therapy, and prescriptions
- Lost Wages – Compensation for income lost while recovering from injuries
- Reduced Earning Capacity – Damages for long-term disabilities that prevent returning to work
- Pain and Suffering – Compensation for emotional distress, trauma, and reduced quality of life
- Property Damage – Costs for vehicle repairs or replacing personal items damaged in the accident
Some cases involve minor injuries with a few medical bills, while others may lead to millions in damages for long-term impairments. The best way to determine the value of your claim is to consult with a personal injury attorney.
How Long Do I Have to File a Personal Injury Claim in California?
California law imposes a strict time limit for filing personal injury claims. This is known as the statute of limitations.
- Personal Injury Cases: Two years from the date of the accident
- Property Damage Claims: Three years from the date of the accident
- Claims Against Government Entities: Six months from the date of the accident
If you miss the deadline, you may lose your right to compensation. Contacting a personal injury lawyer as soon as possible ensures your case is filed on time.
Do I Need a Lawyer for an Insurance Claim?
Most personal injury cases are resolved through insurance settlements, not court trials. However, insurance companies are not on your side—their goal is to pay out as little as possible.
How a Lawyer Helps with Insurance Negotiations:
- Handles all communication with the insurance company
- Gathers evidence to prove fault and document your damages
- Negotiates aggressively to maximize compensation
- Prevents unfair lowball offers that fail to cover long-term costs
Without an attorney, you risk accepting a settlement that is far less than you deserve. A skilled lawyer ensures you are treated fairly and receive full compensation.
What Should I Do After an Accident?
Your actions after an accident can significantly impact the success of your claim.
Steps to Take After an Injury:
- Seek Medical Attention – Even if you feel fine, injuries like concussions or internal bleeding may not be immediately noticeable.
- Report the Incident – File a police report (for vehicle accidents) or incident report (for slip and falls or workplace injuries).
- Document Everything – Take photos of the scene, your injuries, and any property damage.
- Get Contact Information – Collect names, phone numbers, and insurance details from all parties involved and any witnesses.
- Avoid Speaking to Insurance Adjusters – Anything you say can be used to devalue your claim. Let your lawyer handle communication.
- Contact a Personal Injury Attorney – A lawyer will review your case, explain your rights, and build a strong claim on your behalf.
Will My Case Go to Trial?
Most personal injury cases settle outside of court, but some may require a lawsuit if the insurance company refuses to offer a fair settlement.
When a Case May Go to Trial:
- The insurance company denies liability and refuses to pay
- The settlement offer is too low and does not cover all damages
- The at-fault party disputes the severity of injuries
At Hoss Law, we prepare every case as if it will go to trial, ensuring the strongest possible negotiation position. If litigation is necessary, we fight aggressively in court to get the best possible outcome.
How Much Does a Personal Injury Lawyer Cost?
At Hoss Law, we work on a contingency fee basis—this means:
- You pay nothing upfront
- We only get paid if we win your case
- Legal fees come from your settlement, not your pocket
This risk-free arrangement allows you to pursue compensation without financial stress.
Why Choose Hoss Law for Your Personal Injury Case?
Proven Results
Proven ResultsWe have successfully secured compensation for countless personal injury victims.
Aggressive Insurance Negotiation
We fight back against lowball settlement offers and ensure clients get what they deserve.
Trial-Ready Representation
While most cases settle, we are fully prepared to take cases to court when necessary.
No Win, No Fee
If we don’t win your case, you don’t pay anything.
Injured? Get a Free Consultation with Hoss Law Today
If you or a loved one has suffered an injury due to someone else’s negligence, don’t wait to take action. Hoss Law is here to fight for your rights and secure the maximum compensation you deserve.
Call 844-4HOSSLAW today for a free, no-obligation consultation with a trusted Sacramento personal injury attorney.
